Corporate & Investment Bank - Credit Risk - Associate

Last updated 10 minutes ago
Location:Sydney
Job Type:Full Time

The Corporate & Investment Bank (CIB) Credit Risk team focuses on execution of transactions across acquisition & leveraged finance, vanilla and structured loans, derivatives and liquidity and cash management products for a diversified portfolio of institutional, corporate and middle market clients.

The CIB Credit team works closely with business partners from the Global Corporate Bank, Debt and Equity Capital Markets, Corporate & Investment Banking, Commercial Banking, Markets and Wholesale Payments. It is the primary contributor and driver of credit analytics including risk rating determination, industry assessment (working with internal industry specialists) with a key focus on due diligence, structuring, negotiation and documentation of such transactions. Credit officers are also responsible for ongoing credit monitoring and review work for all client facilities.

Your responsibilities will include:

  • Proactively manage exposures on a portfolio of institutional and corporate clients
  • Prepare forward looking credit analysis, along with necessary financial modelling, to provide risk assessment views on both new transactions and for existing clients and their industries
  • Track market and industry developments and their impact on clients
  • Recommend and monitor internal credit ratings and support senior team members with completing due diligence, structuring and documentation on new transactions
  • Interact with key stakeholders including client coverage and product bankers
  • Prepare and monitor various credit and regulatory reporting requirements

To be successful you will need:

  • At least four years’ experience gained in a credit risk or credit analysis role within institutional, investment banking or corporate banking. Prior experience with local middle market names will be viewed favourably
  • Undergraduate degree or post graduate qualifications in accounting, business, finance or a quantitative related discipline
  • Strong credit risk analysis skills covering both qualitative and quantitative analysis combined with good understanding of products across Australian debt markets and derivatives as well as related documentation
  • Ability to take an active role in identifying key issues / concerns relating to clients, their industries and transaction structures
  • Strong written and verbal communication skills along with the ability to demonstrate good time management and clarity in thinking when dealing with multiple work streams in a dynamic environment
  • Ability to foster relationships and confidently interact with business lines and other internal stakeholders